Your father just filled up his EPF nomination form and named you as the sole nominee. He tells you not to worry – “everything already settled, your name is there.” Three months later, a colleague mentions that when her Muslim father passed away, the EPF money did not go to his nominee outright. It had

Amirul and his wife had been saving for three years. Combined income of RM11,500 a month, no car loan, a clean CCRIS record as far as they knew, and a 20% downpayment ready for a RM550,000 condo in Klang Valley. When the bank’s rejection letter came back, they were stunned – and more than a

A colleague mentions, almost in passing, that tax season is coming up and he still has not “used up” his RM3,000 PRS relief. Someone else in the WhatsApp group chimes in: “Confirm put lah, free money what, tax relief some more.” By the end of the conversation, three people have transferred RM3,000 each into a